Thank you for your message. We would be happy to help you. As you know, your situation is complex and there are many aspects to discuss to understand the details of your situation and advise you accurately. We have an experienced attorney here who would be happy to analyze your situation’s circumstances and advise you of your legal rights and options. This can generally be accomplished during a one-hour meeting (which can be by phone). Our usual attorney rates apply. Please contact us if you would like to meet.

Aaron

In early 2008, while married to my first husband, I opened a credit card using his information to finance a business I operated at the time. I had no other source of income, my own credit was shot and we had two young children to support. My ex-husband worked only seasonally as a landscaper. I did not tell him about it because he was verbally and mentally abusive.

When we split up in November of 2008, I told him about the credit situation. I advised him that I was filing personal bankruptcy and he should do the same. My business failed and I did not have the money to pay him. He refused, and two years later he was forced to pay this account. Being that I took on the bankruptcy fees (almost $3,000) on many joint debts and that I had provided him with health insurance and income over the years, he did not pursue me to pay it, until now.

My bankruptcy cleared in February 2009, I remarried in July 2010 and created a better life. I received notice that I am being sued for $4,700 in Anoka County by my ex-husband. I have about $1,500 I can counter-sue him for in joint taxes I paid after we were divorced and medical support for our children. He is ordered to pay both per our divorce decree.

My question is: is it worth fighting this, or will I automatically be guilty of credit card fraud, regardless of the circumstances. The money I earned from the business went to support both my ex-husband and our two children.